Post Office Scheme for husband & wife1:
Post Office Scheme for husband & wife1:
Post Office has announced a super scheme for husband and wife. If a married couple invest in this scheme, they can get more than one lakh per year. Want to know more? Read ahead...
Post Office offers a great scheme, especially for married couples. They can earn a good monthly income by investing in this scheme offered by Post Office as a couple. Also, after investing in this scheme, they can earn a large amount of income at once. A husband and wife can earn Rs. 1,10,000 per year by opening a joint account in the post office and investing in it. They can get an attractive interest rate in this scheme. By investing in this scheme just once, they can get a regular monthly income. There are many other postal schemes that offer low risk and stable returns for the invested persons.
If a husband and wife open an account in the Post Office Monthly Income Scheme together, they have to invest at least Rs 1,000 in it. Also, if it is only one person, he/she can invest a maximum of nine lakhs and if it is a joint account, they can invest up to a maximum of 15 lakhs in this scheme. Those who have a joint account will get an equal share. The interest rate on this monthly income scheme offered by the Post Office is 7.4 percent. This is a small savings scheme offered by the government for the common man. Sukanya Samriddi Account is offered for the benefits of the little girls.
The government guarantees returns. Invested couples (husband & wife) get 100 percent security in post office schemes. If you open a joint account in this scheme and invest a maximum of 15 lakhs, you will get an interest of Rs. 1,11,000 at 7.4% annual interest. That is, the monthly interest will be Rs. 9,250. If only one person invests in this scheme, then for a maximum investment of nine lakhs, you will get an annual interest of Rs. 66,600 at 7.4% annual interest. And the monthly interest will be Rs. 5,550.